XRP vs Stellar
XRP (XRP) and Stellar (XLM) side by side: what each is for, how each network works, and the live numbers. Neutral, no ranking, no advice.
At a glance
| XRP | Stellar | |
|---|---|---|
| Ticker | XRP | XLM |
| Launched | 2012 | 2014 |
| How it runs | XRP Ledger consensus | Stellar Consensus Protocol |
| What it is | The native asset of the XRP Ledger, a payments-focused network where validators reach agreement without mining or staking. 100 billion XRP were created at launch. | A payments network for moving money and issued assets across borders cheaply, with its own consensus protocol. XLM pays the small network fees. |
Live comparison
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The last 12 months, both starting at 100
Each line starts at 100 on the same day, so you can see which moved more, up or down, regardless of the price per coin.
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Past performance says nothing about future returns.
How to read this comparison
Size: compare market cap, not the price of one coin. A coin at $0.10 can be worth more in total than one at $100, if far more units exist.
Supply: a maximum supply means no new coins beyond a fixed number; "no fixed cap" means new coins keep being created, which spreads the value over more units over time.
Risk: both can move fast. Smaller coins usually swing harder, which is what volatility measures. A big move in the chart is history, not a forecast.
Terms on this page
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Frequently asked questions
What is the main difference between XRP and Stellar?
XRP: The native asset of the XRP Ledger, a payments-focused network where validators reach agreement without mining or staking. 100 billion XRP were created at launch. Stellar: A payments network for moving money and issued assets across borders cheaply, with its own consensus protocol. XLM pays the small network fees.
Which is bigger, XRP or Stellar?
Compare market capitalisation, not the price of one coin: market cap is the price multiplied by the circulating supply. The live table on this page shows both market caps and their current rank; the ratio changes every day.
Is XRP or Stellar a better investment?
That depends on what you need, and this page does not rank them. The two differ in purpose, design and risk, and both can lose a large part of their value. Past performance, including the chart above, does not predict future returns. This is not investment advice.
Other comparisons
Coin pages: XRP · Stellar. Market data: CoinGecko. Educational information only — not investment, legal, tax or financial advice.