Free tool

DCA calculator

What if you had bought a little every week or month over the last 12 months — instead of everything at once? Real past prices, no sign-up.

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Frequently asked questions

What is dollar-cost averaging (DCA)?

Dollar-cost averaging means investing a fixed amount at regular intervals, for example 100 every month, no matter what the price is. You buy more units when the price is low and fewer when it is high, so your average purchase price is smoothed out over time.

Is DCA better than investing a lump sum?

Neither wins every time. In a market that rises steadily, a lump sum at the start usually ends higher, because all the money is invested longer. In a market that falls first or swings a lot, DCA often ends higher and feels easier to stick with. This calculator shows what actually happened over one specific window.

Why only the last 12 months?

The calculator uses the daily price history we can publish under our data licence, which covers the past 365 days. Longer periods would need data we cannot show here.

What does the calculation leave out?

Exchange fees, spreads, taxes and staking rewards are not included. Each purchase uses the daily price closest to its date. Past results do not predict future returns.

What is DCA?Lump-sum investmentVolatilityCrypto glossary

Educational reference only — not investment, legal, tax or financial advice. Price data: CoinGecko.